• 0 Posts
  • 40 Comments
Joined 2 months ago
cake
Cake day: January 21st, 2025

help-circle



  • Hard inquiries stay on your report for 2 years but stop impacting your credit after a year

    It’s not a huge deal unless you’re planning to buy a car or a house or something relatively soon

    You can dispute them but they were all legitimate so you might as well just wait, it’s not that long. Your score was excellent so unless you incur a ton of debt It shouldnt go down all that much. And again, unless you’re planning to do something that is contingent on your credit within the next year or two it doesnt really matter


  • I do own a house (finally got one in my late 30s) but part of what got me here is ignoring dental care (missing 2 teeth)

    I would be missing three but I went to Costa Rica once for unrelated reasons and got an implant while I was there. Ruined my trip a little bit because getting an implant sucks but it was $750 vs $5100 in America (with pretty good insurance)

    If you’re missing teeth for a long time (I’m pushing 8 years now) the rest of your teeth start moving around. It’s a real problem. Additionally once this happens missing teeth can exacerbate hip and back problems! Your jaw misaligns and then your posture gets fucked up

    best country in the world






  • This is nothing on the order of watergate, prism, etc and you and I both know this admin has that level of corruption going on

    Sit on this bombshell, which is ultimately that the admin uses a non approved communication modality that hides their tracks (shocker, they’re afraid of being on record). You still have evidence of that by sitting on this. Wait until they drop some real shit and leak that. But that would probably end with you needing to leave the country





  • Okay and? He has a direct line into the administrations secret signal group. This is tremendous thing dropped into his lap

    It’s like if bob woodward met with deep throat once, reported there was nonsense going on in the Nixon administration, but then told him to fuck off becuase it was too risky to continue. That’s insane and his bravery led to Nixons corruption being exposed

    Or like Snowden going to greenwald and co and them reporting that “some guy told us about government corruption but we sent him on his way” instead of coordinating his transport to Hong Kong and Russia and passing of the document cache because it was “too risky”

    Modern journalists being cowards is a huge part of the reason we have trump. He should be ashamed he threw away such a tremendous opportunity. You better believe they’re going to improve their opsec now.


  • Scummy misdirection

    It’s technically true and they say it to calm users but what they’re not communicating is that the buyer does not have to guarantee the same protections

    They’re “important considerations” but they have no leverage whatsoever. They’ve mismanaged the fuck out of this company and have been desperate for buyers. Now they are in a position of potentially selling to the highest bidder

    Coincidentally my parents used their service. I’m logging into their accounts to delete things. Last week when I logged in (assuming this was coming) to request copies of their records the site was snappy and responsive. Today when I log in to actually request deletion of their sample it is abysmally slow. I’m sure it’s getting hammered but I’m also sure they will put up whatever roadblocks they can as they need those samples preserved, that is their value






  • Policy and advocacy? Maybe masters of public health

    That said as someone who’s worked as a licensed counselor for over a decade one of my pet peeves is when someone gets an MPH and all of a sudden is an authority because they spent two years learning about “the issues”. It’s kind of like the MBA who comes into a company and is like “oh it’s pretty cool what you’re doing but I know everything because I learned that making more money is great!”

    That said it does give you some cred. Ultimately the biggest thing is networking, like all things in life. Get to know people and play the game of “hey remember me from x! I’m doing x now and we’d love to x” it sucks but if you truly want to enact change you need people to know you and be on your side more than any letters

    Pedigree and experience helps though. Just don’t get too bogged down in it. I’ve known people with my licensure (masters of counseling, lpc), that do work here. Plenty of psychologists, MDs and DOs, CRNPs, etc. they have the benefit of drawing on experience, which can be powerful.

    I recently did some advocacy work and it involved writing an op-ed about my experience working in the residential inpatient system we are talking about here, for example. I have spoken to policy makers about what works and what doesn’t in this vein. I will admit it is unbelievably frustrating to speak to a politician who practices being super polite and nice to everyone. They hear you out and talk in empty platitudes, shake your hand, then vote for the insurance companies that you find out paid them $8,000 via open secrets. It’s disheartening but you keep trying, I guess